Last updated November, 2025.
1. Terms of Service (US)
1.1 Governing Version
1.2 Data Protection
1.3 Consumer Law
1.4 Liability
1.5 Dispute Resolution
2. Terms of Service (UK)
2.1 Governing Version
2.2 Data Protection
2.3 Consumer Law
2.4 Liability
2.5 Dispute Resolution
3. Terms of Service (Australia)
2.1 Acceptance & Scope
2.2 Definitions
2.3 Accounts
2.4 Right to Use & Restrictions
2.5 Plans, Fees, Taxes & Billing
3.6 Support, Availability & Maintenance
3.7 Data Protection & Privacy
3.8 Third‑Party Services
3.9 Smartpath Payments
3.10 Confidentiality
3.11 Warranties & Disclaimers
3.12 Indemnities
3.13 Liability
3.14 Australian Consumer Law
3.15 Changes to the Services & Terms
3.16 Term, Suspension & Termination
3.17 Publicity
3.18 Assignment
3.19 Governing Law & Disputes
3.20 Force Majeure
3.21 Entire Agreement & Order of Precedence
4. Global Data Processing Addendum (DPA)
4.1 Roles and Scope
4.2 Smartpath Obligations
4.3 Subprocessors
4.4 International Transfers
4.5 Security Measures
4.6 Audit
4.7 Data Subject Rights
4.8 Retention and Deletion
4.9 Liability and Governing Law
Annexes:
• Annex A – EU/EEA Addendum
• Annex B – UK Addendum
• Annex C – U.S. Addendum
• Annex D – Technical and Organisational Measures
5. Smartpath Acceptable Use Policy (AUP)
5.1 Prohibited Content and Activities
5.2 Messaging & Rate Limits
5.3 Security
5.4 Enforcement
6. Smartpath Support & SLA Policy (SLA)
6.1 Support Channels
6.2 Priority Definitions & Targets
6.3 Availability